Bidding Mechanism: Members set their own rates by bidding among each other, enhancing price discovery.
All-Purpose Money Tool: Members can borrow, save and build up credit on the platform.
Saver = Borrower: Saving and borrowing are combined into a single action, putting all members on an equal footing.
Premium Payment After Incident: Each member pays a premium only after an incident happens to a fellow member.
Output > Input: Members always receive more than they put in.
Intercare Inc: Shacom's very own P2P life insurance platform.